This type of benefit may be provided by the victim's own insurance policy and it protects the victim against a negligent defendant not having liability insurance coverage or having inadequate liability insurance coverage. In the event of a motor vehicle accident involving an uninsured but negligent defendant, the victim makes a claim under his or her own uninsured motorist coverage and the victim's own insurance carrier then settles the claim or pays any judgment which may be rendered.
If a defendant has liability insurance, but the policy limit of the defendant's liability insurance is less than the damages of the victim, then the victim may have a claim under what is called underinsured motorist benefits.
We can assist you when these benefits are available to you and how to make this claim appropriately.
If you have any questions or are interested in a free consultation, please Contact Us!
